Can I drive with cel on?

I'm curious, can I safely operate a motor vehicle while using cellular phone service, also known as 'cel'? I've heard conflicting opinions on whether it distracts drivers and increases the risk of accidents. I'd like to know if there are any regulations or guidelines in place regarding this practice, and if it's advisable to refrain from using my phone while driving for safety reasons. Additionally, I'm interested in understanding the potential consequences of driving with cel, such as fines or penalties, if applicable. Can you provide me with some clarity on this matter?