So, let me ask you this: who exactly owns DeFi? Is it a centralized entity or is it a decentralized network of individuals and developers? It seems like DeFi, as a concept, is all about empowering individuals to have more control over their finances, but does that mean there's no clear ownership structure? Or is the ownership more of a collective effort, with everyone who contributes to the DeFi ecosystem playing a role? It's a fascinating question, and I'd love to hear your thoughts on it.