How do I pay someone via ACH?

As a cryptocurrency and finance professional, I often encounter inquiries from individuals looking for ways to make payments securely and efficiently. One such question that arises frequently is, "How do I pay someone via ACH?" This question typically stems from a desire to understand the Automated Clearing House (ACH) system, which is a network that facilitates electronic payments and transfers between banks. To answer this question in a succinct manner, I would explain that ACH payments are typically initiated through a bank's online banking portal or mobile app. The sender needs to provide the recipient's bank account information, including the routing number and account number, as well as the amount to be transferred. It's important to ensure that the information is entered accurately to avoid any delays or errors. Once the transfer is initiated, it typically takes a few business days for the funds to reach the recipient's account. Does this summary capture the essence of the question and provide a clear explanation of how to make an ACH payment?