What is LTO in banking?

Could you elaborate on the term "LTO" in the context of banking? I'm curious to understand its specific meaning and how it relates to the financial industry. Is it a type of loan, a financial instrument, or perhaps a strategy? Clarifying its usage and significance in banking would be greatly appreciated. Additionally, if there are any specific scenarios where LTO is commonly used or specific institutions that are known for utilizing it, please elaborate further.