What are the three rules of swarming?

Could you elaborate on the three fundamental rules of swarming in the context of cryptocurrency and finance? As a professional practitioner in this field, I'm curious to understand how these principles guide behavior and decision-making within our community. Are they related to consensus mechanisms, network security, or perhaps the distribution of risk and rewards? I'm particularly interested in how these rules might impact the stability and efficiency of decentralized financial systems. Could you provide a concise yet comprehensive overview of their significance and application?