Who invented the FRAX score?

Inquiring minds often wonder about the origins of innovative financial concepts. Could you please enlighten us on the identity of the ingenious mind behind the FRAX score? We're particularly fascinated by the ingenuity and potential impact of this scoring system in the cryptocurrency and finance world. Who was the pioneer that conceptualized this metric? Their insight and foresight have undoubtedly sparked a new era in assessing risk and value in digital assets. We'd appreciate a concise yet informative account of their background and inspiration for this groundbreaking development.