Could you elaborate on the acronym "FTN" in the context of banking? I'm not entirely familiar with this term, and I'm curious to understand its significance and potential applications in the financial industry. Is it a specific type of transaction, a network, or perhaps a regulatory standard? I'm particularly interested in how it relates to cryptocurrency and finance, given your expertise in these areas. Clarifying this acronym would greatly assist me in gaining a deeper understanding of its role in the banking landscape.