Why do people borrow on Aave?

Could you please elaborate on the reasons why individuals choose to borrow on Aave? Is it primarily due to the low interest rates or the ease of access to funds? Are there any specific advantages that Aave offers that might attract borrowers? Additionally, how does Aave ensure the safety of these loans and protect borrowers from any potential risks? I'm also curious about the process of borrowing on Aave and if it differs significantly from traditional lending methods. Could you provide a brief overview of how the borrowing process works on Aave?