Which countries are using XLM?

Could you please tell me which countries are currently utilizing the XLM cryptocurrency? I'm quite interested in understanding its global reach and adoption. Are there any specific regions where its usage is particularly prevalent? Additionally, could you elaborate on any regulatory frameworks or policies that these countries have in place regarding the use of XLM? It would be helpful to know if there are any legal implications or restrictions that investors and users should be aware of. Thank you for your assistance in shedding light on this matter.