Is it good to hold USDT?

Is it advisable to hold USDT? Could you elaborate on the potential benefits and risks associated with maintaining a holding in this cryptocurrency? Could you also discuss its stability compared to other cryptocurrencies and fiat currencies? Additionally, are there any specific factors or events that could significantly impact the value of USDT in the future? Understanding these points would greatly assist me in making an informed decision regarding whether to hold USDT or not.