How might one purchase USDT without resorting to peer-to-peer transactions? Could you elaborate on the alternative methods available for acquiring this cryptocurrency? Are there any specific platforms or exchanges that facilitate this process without involving P2P? Could you also explain the steps involved in such purchases, from setting up an account to completing the transaction? Additionally, are there any risks or considerations that one should be aware of when purchasing USDT without P2P? Your insights would be greatly appreciated.