Could you please elaborate on the question, "What app do Brazilians use to receive money?" I'm particularly interested in understanding which apps are most popular among the Brazilian populace for financial transactions. Do they favor specific platforms due to convenience, security features, or maybe cultural affinity? Is there a clear leader in this market, or does the usage vary widely depending on the individual's needs and preferences? Furthermore, how do these apps integrate with Brazil's financial system and comply with local regulations? Finally, are there any emerging trends or new entrants in this space that Brazilians might be adopting? Thank you for your insights.