Can Stellar Lumens make you a millionaire?

Could you please elaborate on the potential of Stellar Lumens to transform individuals into millionaires? Is there substantial evidence to support this claim? What are the key factors that could contribute to such significant financial gains? Also, are there any risks or challenges associated with investing in Stellar Lumens that investors should be aware of? Additionally, could you provide insights on how to navigate the cryptocurrency market effectively and maximize returns?