How long does a Kaspa transfer take?

Could you kindly enlighten me on the approximate duration of a Kaspa transfer? I'm particularly interested in understanding the factors that might influence the transfer time, whether it's the network congestion, the transaction size, or perhaps the type of wallet being used. Would a Kaspa transfer typically take seconds, minutes, or hours? Also, is there a way to expedite the process in case of an urgent transfer? Your insights would be greatly appreciated.