Is Kaspa a DeFi?

Could you kindly elaborate on whether Kaspa qualifies as a DeFi platform? I'm curious to understand its functionalities and whether it offers decentralized financial services. Additionally, I'm interested in knowing if Kaspa utilizes smart contracts and if it allows for peer-to-peer transactions. Furthermore, does Kaspa provide any lending or borrowing services, or does it have any other features that are typically associated with the DeFi ecosystem? Thank you for your clarification.