Who uses Stellar?

Who exactly utilizes the Stellar network? Could you elaborate on the types of users that typically engage with it? Is it primarily individuals looking to make financial transactions, or are businesses also leveraging its capabilities? Are there any specific industries or sectors that seem to favor Stellar over other cryptocurrencies? Furthermore, what are the primary motivations behind people choosing to use Stellar? Is it its speed, cost-effectiveness, or perhaps its focus on cross-border payments? And finally, are there any notable examples of how Stellar has been used in real-world scenarios?