What will XLM be worth in 2025?

Could you please provide an insight into the potential value of XLM in 2025? Given its current market position, technological advancements, and the overall crypto landscape, what do experts predict for its future worth? How might regulatory changes or adoption rates by financial institutions affect its price? Is there any fundamental analysis or trends that suggest a particular direction for XLM's value in the coming years? Additionally, how does XLM's scalability, transaction speed, and cost compare to other cryptocurrencies, and how might these factors contribute to its potential appreciation?