Do banks use XLM?

Could you please elaborate on whether banks actually utilize XLM in their operations? I'm quite curious about this topic as it seems to hold a lot of potential in the realm of finance and cryptocurrency. Would you mind explaining the possible benefits or drawbacks of banks adopting XLM? Additionally, do you have any insights on which banks might be exploring this option and what their motivations might be? I'm eager to understand the intricacies of this emerging trend in the financial world.