Is Ripple going to boom?

I've been hearing a lot of buzz about Ripple recently, and I'm wondering if it's really going to boom. With all the talk about its potential in cross-border payments and its partnerships with big banks, it seems like there's a lot of momentum building up. But, as a cautious investor, I want to know if there's any solid evidence to support this optimism. What's your take on Ripple's future? Do you think it has the potential to really take off, or is this just another case of hype without much substance?