Can I make money with Polkadot?

I've been hearing a lot about Polkadot lately, and I'm curious about its potential for generating income. Can you tell me, is it possible to make money with Polkadot? I've read about its cross-chain capabilities and the potential for staking rewards, but I'm still not entirely sure how it works or if it's a viable investment. Could you break it down for me? What are the risks involved? And what kind of returns can I expect, if any? I'm really interested in exploring this opportunity but want to make sure I have all the information before making a decision.