Can I transfer USDT with ERC-20?

I'm just getting started in the world of cryptocurrencies and I'm trying to understand the various transfer options. I've heard of ERC-20 tokens and I'm wondering if it's possible to transfer USDT using this standard. Could you please explain if ERC-20 is compatible with USDT transfers and how the process works? Also, are there any specific requirements or steps I need to follow to ensure a smooth transfer? I'm keen to learn more about this as I'm planning to make my first crypto transaction soon.