Should I use ERC20 or TRC20?

I'm standing at a crossroads, torn between ERC20 and TRC20. Could you help me understand which one would be more suitable for my needs? I've heard ERC20 is widely adopted and compatible with many exchanges and wallets, but TRC20 seems to offer lower transaction fees and faster speeds. I'm trying to weigh the pros and cons of each, but it's quite overwhelming. Could you provide some insights? Maybe you could explain the differences between them, their respective advantages and disadvantages, and how they might affect my crypto journey? I'd really appreciate your expert opinion on this matter.