Should I buy Cardano or XRP?

Oh, you've got me thinking here! You know, I'm always on the lookout for the next big thing in crypto, but deciding between Cardano and XRP is like choosing between two delicious desserts - it's tough! Cardano seems to have a solid foundation with its focus on scalability and interoperability. Plus, its smart contract capabilities are really exciting. On the other hand, XRP has been around for a while and has a strong community behind it. Its focus on cross-border payments could be a game-changer. But which one should I go for? Do you think Cardano's innovative technology will outshine XRP's established presence? Or is XRP's use case in payments more appealing to you? Help me out here, I'm really torn!