Should I buy XRP for long term?

As a long-term investor interested in cryptocurrencies, I'm considering adding XRP to my portfolio. Could you please provide some insights on whether XRP is a good long-term investment? What are the potential benefits and risks associated with it? I've heard about its partnership with banks and payment providers, but how does that affect its value in the long run? I'm also curious about the competition in the crypto market and how XRP stands out from other major coins. Could you please elaborate on its unique features and how it might perform in the future? Thank you for your time and expertise.