What are the disadvantages of XRP?

Could you elaborate on the drawbacks of XRP? As a cryptocurrency enthusiast, I've heard a lot about its speed and cost-effectiveness but am also curious about its potential downsides. For instance, how secure is the XRP ledger compared to other blockchains? And are there any known scalability issues with XRP that could hinder its widespread adoption? Furthermore, given the recent fluctuations in the crypto market, how stable is the price of XRP? I'd appreciate it if you could provide a balanced perspective on the pros and cons of XRP so I can make a more informed decision about investing in it.