As a professional practitioner in the field of cryptocurrency and finance, I understand your concerns about where to keep your money safe. USDT, as a stablecoin pegged to the US dollar, has certainly provided investors with a sense of security amidst the volatile cryptocurrency market. However, no investment is without risk.
While USDT offers relative stability, it's important to consider other factors such as the solvency of the issuer, Tether Limited, and the regulatory risks associated with cryptocurrencies. Furthermore, the crypto industry is constantly evolving, and there's always the possibility of new and better options emerging.
In conclusion, whether to keep your money in USDT depends on your individual risk tolerance, investment goals, and the broader market conditions. It's always advisable to conduct thorough research and consult with experts before making any investment decisions.