Will Ripple Skyrocket?

Excuse me, I'm a bit of a novice in the crypto world, but I've heard a lot about Ripple lately. Everyone seems to be talking about it. I was wondering, is there any truth to the rumors that Ripple is going to skyrocket in value? I've seen some predictions that it could increase by several hundred percent in the next few years. Is that really possible? And if so, what makes Ripple so special? I've also heard about other cryptocurrencies like Ethereum and Bitcoin, but why is Ripple getting so much attention? Could you please explain it to me like I'm five? Thank you so much for your time.