What is XRP going to replace?

So, what exactly is XRP going to replace?" The questioner's tone was curious yet skeptical, as if he was expecting a grandiose answer that would justify the hype surrounding the cryptocurrency. He shifted his gaze between the presenter and the projection screen, where a detailed graph of XRP's market performance was displayed. "Is it going to replace fiat currencies? Or maybe traditional payment systems like SWIFT?" The presenter smiled calmly, as if he had anticipated this line of questioning. "XRP, in essence, has the potential to revolutionize the way we think about cross-border payments. Its speed and cost-efficiency make it a strong contender in the global financial landscape. But it's not about replacing anything specifically. It's about providing an alternative that's more aligned with the needs of the modern economy." The questioner nodded, his expression indicating that he was digesting the answer. "I see. So it's not about replacing anything per se, but more about offering a better alternative. Am I understanding this correctly?" The presenter nodded in agreement. "Absolutely. XRP isn't trying to overthrow the existing financial system; it's trying to enhance it. By providing a faster, cheaper, and more efficient way to move money across borders, XRP has the potential to unlock new opportunities for both individuals and businesses." The questioner seemed satisfied with the answer, nodding slowly. "I appreciate your clarity. I'll definitely be keeping an eye on XRP's progress.